UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
 
 
 
FORM 8-K
 
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
 

Date of Report April 29, 2019
(Date of earliest event reported)

 
KINGSTONE COMPANIES, INC.
(Exact Name of Registrant as Specified in Charter)
 
 
Delaware
 
0-1665
 
36-2476480
(State or Other Jurisdiction
of Incorporation)
 
(Commission File No.)
 
(IRS Employer Identification
Number)
 
15 Joys Lane, Kingston, NY
12401
(Address of Principal Executive Offices)
(Zip Code)
 
Registrant's telephone number, including area code: (845) 802-7900
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
 
Emerging growth company 
 
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. 
 

 
 
 
Item 2.02     
Results of Operations and Financial Condition.
 
On April 29, 2019, Kingstone Companies, Inc. (the “Company”) issued a press release (the “Press Release”) announcing that Kingstone Insurance Company (“KICO”), the Company’s principal operating subsidiary, estimates catastrophe losses in the first quarter of 2019 and the resulting impact on the Company’s quarterly combined ratio. A copy of the Press Release is furnished as Exhibit 99.1 hereto.
 
The information furnished with this Item 2.02, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any other filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as expressly set forth by specific reference in such filing.
 
Item 7.01  
Regulation FD Disclosure.
 
On April 29, 2019, the Company also announced in the Press Release that there has been a reorganization in KICO’s Claims Department, which includes the hiring of Bill O’Brien as Chief Claims Officer, and that claims case reserves have been strengthened. The Company provided further updated guidance on the full year expected combined ratio excluding catastrophe losses.
 
The information furnished with this item 7.01 shall not be deemed “filed” for purposes of Section 18 of the Exchange Act or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any other filing under the Securities Act, or the Exchange Act, except as expressly set forth by specific reference in such filing.
 
Item 9.01              Financial Statements and Exhibits.
 
(d)            
Exhibits:
 
99.1 
Press release, dated April 29, 2019, issued by Kingstone Companies, Inc.
 
 
 
 
 
SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
KINGSTONE COMPANIES, INC.
 
 
 
 
 
Dated: May 1, 2019   
By:  
/s/ Dale A. Thatcher
 
 
 
Dale A. Thatcher 
 
 
 
President & CEO